This page explains every Funding Pips rule that can fail your account or delay a payout, in plain English and with dollar examples. Rules are based on Funding Pips’s published terms as of September 2026; firms change rules often, so check the official help centre before you trade. For our overall verdict, read the Funding Pips review.
Funding Pips rules at a glance
2 Step Standard
| Profit target | 8% (Phase 1), 5% (Phase 2) |
|---|---|
| Daily loss | 5%, from the higher of opening balance or equity; floating P/L counts |
| Maximum loss | 10% of starting balance, static |
| Minimum | 3 trading days per phase |
2 Step Pro
| Profit target | 6% per phase |
|---|---|
| Daily loss | 3% |
| Maximum loss | 6% |
1 Step
| Profit target | 10% |
|---|---|
| Daily loss | 3% |
| Maximum loss | 6% |
What the main rules mean in dollars
On a $100,000 account using the main program’s numbers:
| Rule | Percentage | In dollars |
|---|---|---|
| Profit target (first phase) | 8% | $8,000 |
| Daily loss / daily limit | 5% | $5,000 |
| Maximum loss | 10% | $10,000 |
Funding Pips uses a static maximum loss that stays fixed below your starting balance on this program. Profits you make increase your buffer, which gives you more room over time. Our trailing vs static drawdown guide has worked examples.
Other rules to know
- Profit split depends on your reward cycle (60% weekly, 80% bi-weekly, 100% monthly, on-demand with a consistency rule); the cycle locks before your first trade.
- Profit Concentration Policy (evaluations from June 27, 2026, $25K+): if one trade idea exceeds 60% of the target, the Master Account needs 4 profitable days before each reward.
- Profits from trades in a 10-minute window around restricted news may be deducted on Master Accounts.
- A temporary change since January 29, 2026 bans weekend holds on 2 Step Flex Master Accounts.
Banned strategies
Review the prohibited strategies in the help centre. A Striking System on some Master Accounts issues warnings that never reset: the second halves your split and the fourth closes the account.
Recent rule changes
Funding Pips changed a lot in mid-2026: the 10% Phase 1 option on the 2 Step Standard was withdrawn in July, a Profit Concentration Policy applies to evaluations created from June 27, 2026, and weekend holds on 2 Step Flex Master Accounts have been paused since January 29, 2026.
Evaluation vs funded account
Don’t assume the rules stay the same once you’re funded. Check these funded-account conditions at Funding Pips, and re-read the funded section of the terms the day you pass:
| Payout schedule | Weekly, bi-weekly, monthly or on demand |
|---|---|
| Payout speed and methods | Processed Tuesdays; often within hours |
| Consistency | On on-demand payouts and some funded accounts |
| Profit split | 60% weekly, 80% bi-weekly, 100% monthly |
Funding Pips rules for South African traders
Yes. Funding Pips accepts South African traders; confirm eligibility at checkout. Know your daily loss reset time in SAST: firms that reset at 5 PM New York time reset at 23:00 or 00:00 SAST. Fees and payouts are in foreign currency, and payouts are income for SARS.
How traders most often break Funding Pips’s rules
- Picking the weekly reward cycle in a hurry and locking in a 60% split.
- Passing with one big trade and triggering the Profit Concentration Policy.
- Trading restricted news on a Master Account.
For a practical plan to avoid these, read how to pass the Funding Pips challenge.
Visit Funding Pips Read our Funding Pips review
Funding Pips rules FAQ
What is the Funding Pips daily loss limit?
On the main program it’s 5% ($5,000 on a $100,000 account). See the tables above for other programs and how it’s calculated.
Is Funding Pips's drawdown static or trailing?
Funding Pips uses a static maximum loss that stays fixed below your starting balance on its main program.
What strategies does Funding Pips ban?
Review the prohibited strategies in the help centre. A Striking System on some Master Accounts issues warnings that never reset: the second halves your split and the fourth closes the account.
How often does Funding Pips pay out?
Weekly, bi-weekly, monthly or on demand. Speed and methods: Processed Tuesdays; often within hours.
Can South Africans trade with Funding Pips?
Yes. Funding Pips accepts South African traders; confirm eligibility at checkout.