This page explains every FXIFY rule that can fail your account or delay a payout, in plain English and with dollar examples. Rules are based on FXIFY’s published terms as of September 2026; firms change rules often, so check the official help centre before you trade. For our overall verdict, read the FXIFY review.
FXIFY rules at a glance
One Phase
| Profit target | 10% |
|---|---|
| Daily loss | 3% |
| Maximum drawdown | 6% trailing; locks at starting balance at 6% profit or after a payout |
Two Phase (Classic Static / Standard Trailing / Pro Static)
| Profit target | 10% (Phase 1), 5% (Phase 2) |
|---|---|
| Drawdown | Static or trailing depending on variant |
| Payouts | Classic: 80% bi-weekly or 100% monthly |
Three Phase
| Profit target | 5% per phase |
|---|---|
| Daily loss | 5% |
| Maximum drawdown | 10% |
| Minimum | 4 trading days per phase |
What the main rules mean in dollars
On a $100,000 account using the main program’s numbers:
| Rule | Percentage | In dollars |
|---|---|---|
| Profit target (first phase) | 10% | $10,000 |
| Daily loss / daily limit | 3% | $3,000 |
| Maximum loss | 6% | $6,000 |
FXIFY uses static or trailing drawdowns depending on the program on this program. Check which variant you’re buying before you trade. Our trailing vs static drawdown guide has worked examples.
Other rules to know
- Some funded accounts use a consistency rule, such as a best day of no more than 25% of profits in the payout period.
- EAs are permitted on evaluations but not on Instant Funding accounts.
- Standard leverage is up to 30:1.
Banned strategies
Latency arbitrage and other prohibited strategies. Several 2026 payout denials cited latency arbitrage, so keep full trade records.
Recent rule changes
FXIFY’s Two Phase challenge now comes in several drawdown variants, and 2026 trader reports indicate some variants moved from static to trailing drawdown with consistency rules added. Check the exact variant at checkout.
Evaluation vs funded account
Don’t assume the rules stay the same once you’re funded. Check these funded-account conditions at FXIFY, and re-read the funded section of the terms the day you pass:
| Payout schedule | On-demand first payout, then about every 14 days |
|---|---|
| Payout speed and methods | 2026 reports of payout denials |
| Consistency | Up to 25% best day on some funded accounts |
| Profit split | 80%; 90% add-on; 100% on some plans |
FXIFY rules for South African traders
South Africans can buy FXIFY evaluations. Confirm eligibility for your program at checkout. Know your daily loss reset time in SAST: firms that reset at 5 PM New York time reset at 23:00 or 00:00 SAST. Fees and payouts are in foreign currency, and payouts are income for SARS.
How traders most often break FXIFY’s rules
- Buying a Two Phase variant without checking whether its drawdown trails.
- Breaking a 25% best-day rule on a funded account.
- Using an EA on an Instant Funding account.
For a practical plan to avoid these, read how to pass the FXIFY challenge.
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FXIFY rules FAQ
What is the FXIFY daily loss limit?
On the main program it’s 3% ($3,000 on a $100,000 account). See the tables above for other programs and how it’s calculated.
Is FXIFY's drawdown static or trailing?
FXIFY uses static or trailing drawdowns depending on the program on its main program.
What strategies does FXIFY ban?
Latency arbitrage and other prohibited strategies. Several 2026 payout denials cited latency arbitrage, so keep full trade records.
How often does FXIFY pay out?
On-demand first payout, then about every 14 days. Speed and methods: 2026 reports of payout denials.
Can South Africans trade with FXIFY?
South Africans can buy FXIFY evaluations. Confirm eligibility for your program at checkout.