Prop Firm Profit Split Explained

The profit split is the share of funded-account profit you keep. Headlines promise 90% or even 100%, but the split you actually receive depends on your program, payout choices and fees.

The four ways splits increase

1. Paid add-on. Pay more at checkout for a higher split, as with FundedNext’s 95% option, FXIFY’s 90% add-on or E8 One’s 90%/100% settings.

2. Payout cycle. Funding Pips pays 60% on weekly payouts, 80% bi-weekly and 100% monthly.

3. Scaling. Grow the account and the split rises: FTMO reaches 90%, and The5ers High Stakes reaches 100% at $350,000.

4. Early-profit bonus. Apex pays 100% of your first $25,000 per account, then 90%.

What reduces your share

• Withdrawal fees, such as The5ers’ 3.5% on cash methods.
• Currency conversion from USD or EUR to ZAR.
• Profit deductions for rule issues, like FundedNext counting only 40% of funded profits made around high-impact news.
• Payout caps that limit how much you can withdraw per request.

Worked example

You make $5,000 on a funded account. At 80% you’re owed $4,000. With a 3.5% withdrawal fee you receive $3,860 USD. Converted at an illustrative R18 per US dollar with a 1.5% conversion cost, that’s about R68,440 before income tax. Try your own numbers with our profit split calculator.

Is a higher split worth paying for?

Only if you expect to be paid enough to cover the extra cost. If an add-on costs $100 and raises your split by 10 points, you need $1,000 in profit before it pays for itself.

Split vs payout frequency: a real trade-off

Funding Pips makes the trade-off explicit. On a $100,000 account making 2% a month ($2,000), weekly payouts at 60% pay $1,200 a month, while monthly payouts at 100% pay $2,000. Waiting longer earns $800 more per month, but leaves more profit exposed if the account breaches before payday. Traders who struggle to protect open profit may prefer smaller, more frequent payouts despite the lower split.

How scaling changes the picture

Scaling plans raise both the account size and, at some firms, the split. At The5ers, a High Stakes trader who scales from $100,000 to $350,000 goes from an 80% share of profits on a smaller account to a 100% share on a much larger one, plus a fixed monthly payment. Over a year, scaling can be worth far more than a paid split add-on on day one.

Questions to ask about any split

• Is the headline split the default, or does it cost extra?
• Does the split depend on the payout cycle?
• Are there withdrawal fees or payout caps?
• Do some profits (such as news trades) count at a reduced rate?

Prop firms we currently recommend

1. 1
   

   FTMO Best overall

   Max account

   $200,000 (more via scaling)

   Profit split

   80%, up to 90%

   Fee from

   €89 (≈ $10K account)

   Our rating

   4.6 out of 5

   Visit FTMO Read review
2. 2
   

   FundedNext Best for MetaTrader users

   Max account

   $200,000 (up to $4M through scaling)

   Profit split

   80%, up to 95%

   Fee from

   $59.99 USD (confirm at checkout)

   Our rating

   4.4 out of 5

   Visit FundedNext Read review
3. 3
   

   Funding Pips Best budget pick

   Max account

   $100,000 per account (scales to $2M)

   Profit split

   60–100% (depends on payout cycle)

   Fee from

   About $29–$36 USD ($5K)

   Our rating

   4.3 out of 5

   Visit Funding Pips Read review

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