Many firms advertise a 90% or 100% split, but few pay it by default. Higher splits usually come from a paid add-on, a slower payout cycle, scaling milestones, or a cap on how much profit qualifies. Here’s what each route really involves.
Our picks at a glance
Apex Trader Funding, Funding Pips, The5ers, E8 Markets. Each firm below accepts South African residents, and we’ve listed the rules that matter most for this use. Firm terms change often, so confirm details on the firm’s site before buying.
What to look for
How the split is unlocked. Is it the default, an add-on at checkout, a payout-cycle choice, or a scaling milestone?
Withdrawal fees. A 3.5% fee on a 100% split leaves you with 96.5%.
Caps. Some firms pay 100% only up to a set amount of profit.
Trade-offs. A higher split with slow payouts or tighter rules can earn you less overall.
The best options in detail
1. Apex Trader Funding
Apex pays 100% of your first $25,000 in payouts per account, then 90%, with no add-on needed. Across up to 20 accounts, that’s the most generous default split we’ve seen.
| Profit split | 100% of first $25K, then 90% |
|---|---|
| Payouts | Payout ladder once eligible |
| Payout speed | ACH, Wise, Plane or crypto |
Visit Apex Trader Funding Read our Apex Trader Funding review
2. Funding Pips
Choose the monthly payout cycle and Funding Pips pays 100%. Weekly payouts drop the split to 60%, and the cycle locks before your first trade.
| Profit split | 60% weekly, 80% bi-weekly, 100% monthly |
|---|---|
| Payouts | Weekly, bi-weekly, monthly or on demand |
| Payout speed | Processed Tuesdays; often within hours |
Visit Funding Pips Read our Funding Pips review
3. The5ers
The5ers High Stakes reaches 100% once your account scales to $350,000, plus a fixed monthly payment. It takes time, and cash withdrawals carry a 3.5% fee.
| Profit split | 80% rising to 100% at $350K (High Stakes) |
|---|---|
| Payouts | Every 14 days |
| Payout speed | 5–8 business days; 3.5% fee on cash methods |
Visit The5ers Read our The5ers review
4. E8 Markets
E8 One lets you buy a 90% or 100% split at checkout. The higher split raises the challenge price.
| Profit split | 80%, or 90%/100% as a paid option |
|---|---|
| Payouts | On demand once eligible |
| Payout speed | Reported within 1–3 days |
Visit E8 Markets Read our E8 Markets review
Other ways to reach 90% or more
FXIFY’s Two Phase Classic pays 100% if you choose monthly payouts, and 90% with an add-on on other programs. FundedNext offers 95% as a paid add-on and 90% through scaling. Topstep pays a flat 90%. Read our explainer on how profit splits work.
Trading from South Africa
Forex traders get the most liquidity during the London–New York overlap, roughly 14:00–18:00 SAST in the Northern summer and 15:00–19:00 in winter. US index futures are busiest after the New York cash open at 15:30 or 16:30 SAST. Payouts are income for SARS, usually declared through provisional tax: see prop firm tax in South Africa.
FAQ
Which prop firm has a 100% profit split?
Apex pays 100% of the first $25,000 per account. Funding Pips pays 100% on monthly payouts, The5ers at $350K on High Stakes, and E8 as a paid option.
Is a 100% profit split real?
Yes, but it usually comes with conditions such as a paid add-on, a slower payout cycle, a cap or a scaling milestone.
What is a normal prop firm profit split?
80% is the most common default, with 90% available through scaling or add-ons.
Do withdrawal fees reduce the split?
Yes. A 3.5% fee, like The5ers charges on cash methods, reduces what you keep.