Prop Firm Challenge ROI Calculator

A challenge fee is only worth paying if the expected payouts exceed the expected cost, including failed attempts. This calculator estimates both, based on your realistic pass rate and monthly return. Be honest with the inputs: most traders overestimate both.

How to read the result

The calculator assumes each attempt costs the full fee and that you stay funded for the months you enter. In reality, many traders lose funded accounts within weeks. Industry data suggests only a small minority of traders ever receive a payout, so treat a positive result as the best case, not a promise.

To improve the numbers, lower your cost per attempt (use a smaller account or a discount) or improve your pass rate through risk management. Compare entry prices on our cheapest prop firm challenges page.

Worked example

A $540 fee, a 20% pass rate, $100,000 account, 1.5% monthly return, 80% split and four months funded: you’d expect five attempts ($2,700), minus one refunded fee, for a $2,160 cost to get funded. Expected payouts are $4,800, for an expected net of $2,640. Halve the monthly return and the result is roughly break-even, which shows how sensitive the maths is to your assumptions.

Prop firms we recommend

1. 1
   

   FTMO Best overall

   Max account

   $200,000 (more via scaling)

   Profit split

   80%, up to 90%

   Fee from

   €89 (≈ $10K account)

   Our rating

   4.6 out of 5

   Visit FTMO Read review
2. 2
   

   FundedNext Best for MetaTrader users

   Max account

   $200,000 (up to $4M through scaling)

   Profit split

   80%, up to 95%

   Fee from

   $59.99 USD (confirm at checkout)

   Our rating

   4.4 out of 5

   Visit FundedNext Read review
3. 3
   

   Funding Pips Best budget pick

   Max account

   $100,000 per account (scales to $2M)

   Profit split

   60–100% (depends on payout cycle)

   Fee from

   About $29–$36 USD ($5K)

   Our rating

   4.3 out of 5

   Visit Funding Pips Read review

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